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Terry KuxhausFebruary 25, 20257 min read

Understanding MFA Fatigue: How to Prevent and Respond

What Is MFA Fatigue? How to Prevent It and Respond | SBS
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As the adoption of multifactor authentication (MFA) broadens, so does the sophistication of attacks against it. MFA strengthens security by requiring two or more verification methods: something you know (a password), something you have (an authenticator code or token), and something you are (biometrics like a fingerprint or facial recognition). Despite its effectiveness, MFA is susceptible to fatigue — a phenomenon where users become overwhelmed by frequent authentication requests, potentially leading to security lapses. This guide delves into MFA fatigue, its implications, and strategies to enhance your MFA system's resilience against such vulnerabilities.

 

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Recognizing MFA Fatigue

MFA fatigue occurs when users become overwhelmed by excessive authentication requests, leading to frustration, complacency, or even intentional approval of unauthorized attempts to stop the interruptions. Frequent prompts to verify identity disrupt workflows and hinder productivity. Attackers exploit this by repeatedly sending authentication requests, hoping the user will approve one out of frustration or confusion. In some cases, they combine this with social engineering, posing as IT support and urging the user to approve a request under false pretenses. This unintentional compromise can provide unauthorized access to sensitive systems and data, potentially resulting in costly data breaches or other security incidents. Recognizing these signs early is crucial for organizations to safeguard their networks and maintain user trust.

 

Technical Solutions to Combat MFA Fatigue

To enhance security against MFA fatigue, leading MFA providers like Microsoft Authenticator and DUO Mobile offer number-matching features. This setting requires users to enter a two- or three-digit number shown on their authenticator app when approving a login, ensuring they are physically present at the login attempt. By preventing accidental or unauthorized approvals, number matching strengthens the security of legacy MFA systems with an extra layer of user verification.

 

Time-Based Controls

Time-based controls help to minimize MFA fatigue by restricting the time window during which MFA requests are valid. This reduces the opportunity for attackers to exploit prolonged access or send repeated prompts. Setting optimal time limits, such as a 30-second to two-minute window for responding to MFA prompts, balances security and user convenience. These controls prevent attackers from leveraging short-lived access opportunities, enhancing the overall security posture while maintaining an efficient user experience.

 

Biometric Verification

Biometric verification involves using unique physical characteristics, such as fingerprints, facial recognition, or iris scans, to authenticate users. As part of an MFA system, biometrics provide a highly secure second factor, as they are much harder to spoof than traditional methods like passwords or codes. Integrating biometric verification into existing MFA frameworks enhances security while streamlining the login process. Organizations should ensure the implementation is user-friendly and supported by robust encryption and secure storage of biometric data to maximize effectiveness.

 

User Education on MFA Fatigue

Effective user education is crucial in combating MFA fatigue and ensuring that security protocols are followed correctly. Here are essential guidelines that all users should be aware of:

  • Authentication denials: Users should understand that denying an MFA request does not lock their account or restrict access privileges.
  • Appropriate timing: MFA requests should only be expected during actual login attempts; unsolicited requests are a red flag.
  • Account security: It's vital that users know never to authenticate on behalf of someone else.
  • Recognizing attacks: Repeated unsolicited MFA requests might indicate a compromised password.
  • Immediate response: If users suspect they are targets of an MFA attack, they should promptly contact IT support and consider changing their password to safeguard their account.

 

Strategies to Combat MFA Fatigue

As MFA fatigue becomes a growing concern with the widespread adoption of multifactor authentication systems, organizations need effective strategies to combat it. This section explores proactive measures to enhance the security and usability of MFA implementations. By exploring passwordless authentication solutions, countering enrollment attacks, and implementing comprehensive defense-in-depth strategies, organizations can significantly reduce the risk of MFA fatigue and strengthen their defenses against sophisticated cyber threats.

 

Passwordless Authentication

As cybersecurity threats evolve, so must our approaches to secure authentication. Phishing, a prevalent method for circumventing MFA systems, often sees attackers impersonate trusted contacts to deceive users into surrendering one-time passwords received via text or email. Legacy MFA systems, while robust, are not immune to these social engineering attacks and may also be vulnerable to man-in-the-middle attacks where malware intercepts authentication tokens.

To address these vulnerabilities, the shift towards passwordless authentication represents a significant advancement in securing user identities. This method utilizes public-key cryptography, eliminating the need for passwords altogether and minimizing the risk associated with their potential compromise. Endorsed by leading technology companies like Google, Microsoft, and Apple, passwordless systems authenticate devices directly to the services they access. These systems generate a cryptographic key pair that unequivocally verifies the device's trustworthiness without transmitting sensitive information that could be intercepted.

Further enhancing security, passwordless systems often incorporate biometric identifiers such as fingerprints, facial recognition, or voice verification, providing a dual layer of security that is highly resistant to phishing attempts. While transitioning to a passwordless architecture or achieving Fast Identity Online (FIDO) compliance entails a significant investment, particularly in software development and certification, the benefits — enhanced security and user experience — justify the costs. Organizations that adopt this cutting-edge technology fortify their defenses and streamline user access, setting a new standard in authentication practices.

 

Enrollment Attacks

MFA technology is only strong if the whole organization is correctly using it. Complete and successful enrollment is commonly overlooked, leaving organizations vulnerable to MFA fatigue attacks. If MFA users haven’t finished registering their accounts, someone with those credentials can set up MFA first and steal a foothold in the network. If an attacker has captured the creds for an account that hasn’t been fully enrolled, the attacker can enroll that account and set up MFA with their token and access. Here at SBS, we perform MFA inspection as a part of some of our red team assessments. We often find unenrolled accounts we can enroll once we have the password, showing customers that it is a simple yet effective attack strategy.

Securing accounts with elevated privileges, including service accounts, is especially important. Attackers want to take command of accounts with the highest privileges. Being stuck as a regular user can make an attacker’s job much more difficult, as they will be restricted by which tools they can use to attack the machine. Service accounts have higher privileges than a typical user and often are not monitored with the same scrutiny as regular user and administrator accounts. To secure these accounts with MFA and prevent MFA exhaustion, an administrator can use certificate authentication and set up conditional access policies to block logins from abnormal origins. 

If MFA enrollment isn't complete, attackers can exploit this vulnerability. Failing to finish enrollment opens the door for anyone with credentials to gain a foothold in the network. If the most critical accounts in an organization aren’t secured with MFA, then the effort is pointless. Therefore, enrollment metrics should be monitored and strictly enforced across an organization.

 

Defense in Depth

Defending digital systems requires much more than simply implementing the newest security technology. Access to systems should be managed by a variety of controls layered on top of each other. This layered control technique, known as defense in depth, allows systems to benefit from different controls and technologies' overlapping protection capabilities.

  • Policy-based controls: Enforce policies that uphold strong security and defense-in-depth principles to protect organizational data.
  • Location-based access controls: Restrict access based on geographical location, blocking logins from regions where your organization has no presence.
  • Privilege-based access controls: Limit user permissions strictly to necessary job functions to minimize potential exposure.
  • A quality password manager: Encourage using reputable password managers to generate and store strong passwords securely.
  • Strong network security controls: Implement systems to monitor network behavior and block malicious activities effectively. 
  • Cybersecurity awareness training and testing: Regular training and testing of cybersecurity principles are crucial in preparing employees and customers for potential security threats.

 

By layering these controls, organizations can create a robust defense system that mitigates risks and enhances security across all levels of IT infrastructure.

 

Final Thoughts

Navigating the complexities of MFA fatigue requires a multifaceted approach. It is critical to understand the nuances of MFA-related risks and implement comprehensive strategies to combat them. While passwordless MFA offers promising advancements toward reducing MFA fatigue, it is only one piece of a larger puzzle. A robust information security program that leverages defense-in-depth strategies will provide the necessary layers of protection to mitigate MFA fatigue and safeguard digital assets effectively.

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Terry Kuxhaus

Terry Kuxhaus is an Information Security Consulting Team Lead at SBS CyberSecurity. He is also an instructor for the SBS Institute, leading the Certified Banking Vulnerability Assessor (CBVA) course.

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