Skip to main content

ACH Audit

Audit Icon

The ACH audit will review the institution's compliance with the National Automated Clearing House Association (NACHA) Audit guidelines and the Board of Directors' approved policy. After gathering general information about the bank’s ACH environment, the following areas will be covered as appropriate based on the types of ACH functions performed by the financial institution:

  • ACH Background
  • General Information
  • ACH Receipt
  • Third-Party Service Providers/Third Party Senders
  • ODFI ACH Origination
  • Treasury ACH



  • An SBS auditor with knowledge of your environment will execute your audit and provide recommendations to mitigate the risks discovered.
  • Following your audit our experienced consultants are available to provide expert guidance to help determine the most important and appropriate steps needed in addressing results.
  • Easy-to-read, management-ready reports include audit results and recommendations to mitigate risks.


Testimonial Icon"SBS is really good at what they do! Whether your business utilizes them for IT testing, auditing, or their incredible TRAC program, SBS receives an A+ from our bank. They have the tools and work ethic to ensure your exams go smoothly. SBS is simply as good as it gets!" - Andrew Schmidt, Farmers and Merchants State Bank